BREW CITY REI TRAINING CAFÉ

Captain Save A Home LLC runs the Brew City REI Club, a private social club devoted to real estate investing. Over the years, Brew City REI Club has organically built a vibrant RE community based on trust, transparency and a ‘pay it forward’ type of attitude and the Brew City REI Training Café is structured on these same premises. The Brew City REI Training Café provides paid real estate and business education services.

Brew City REI Training Cafe Objective: To provide the community additional resources to further their knowledge and training in real estate

  • To provide a cooperative of local real estate education services and tools that are provided by members in the group.
  • To provide local real estate experts an opportunity to showcase their expertise and elevate their income and company presence both indirectly and directly.

The idea of this café arose because of requests. The true intention is to be able to direct these requests to outstanding local experts that are valued and trusted in our community. The café is meant for all members to be able to use and direct their network to trusted members for extra guidance.

Café Menu: The Café offers a ‘menu’ of paid workshops, webinars, tools and coaching provided by members of the group. In this way, newer members can build their own training program based on their budget and seasoned investors can select specific topics that interest them.

(You have the opportunity to create multiple menu items such as hosting a paid workshop and offering paid coaching calls at the end in follow up as well as offering tools like scope of works or analyzers used in the workshop for sale.)

What you can learn:

  • How to buy your first rental
  • Basic rentals roadmap: Get your feet wet and lay out your plan for acquiring properties
  • What to look for when hiring a property manager
  • How to successfully self-manage your rentals
  • Rehabs
  • How to successfully manage your rehab
  • Tips on hiring contractors
  • How to buy an apartment successfully
  • RE Strategies for days
  • Different strategies to build a rental portfolio
  • New development/new construction
  • How to buy a commercial property
  • BRRRR
  • House hacking
  • Mindset training
  • Evaluating a deal
  • How to calculate After Repair Value
  • What to look for during inspections
  • Actual property walk-throughs and determining scope of work
  • 1031 Exchanges
  • Opportunity Zones
  • Tax Strategy plans
  • QuickBooks training for investors
  • Note Investing
  • What to know about Subject-to
  • Land contracts
  • Seller financing
  • Lease options
  • Short Sales
  • Probates
  • Pre-foreclosures
  • Wholesaling/Wholetailing/Assigning Contracts
  • Buying at the auction
  • How to build successful partnerships
  • Pros and Cons of Partnerships
  • The best ways to build a team
  • Building successful relationships with realtors
  • Marketing—how to get more deals
  • Negotiation ninja tips
  • Successful cold-calling
  • Building winning relationships with realtors
  • Title—what you need to know
  • Buying a Car Wash case study
  • Raising private money
  • What to know about Hard Money
  • Creative Financing strategies
  • Concepts of money
  • Bank loans, investor products
  • Credit
  • Raising money for syndication
  • How to retire comfortable with self-directed IRAs
  • Self-directed IRA case studies
  • Biggest mistakes self-directed IRA investors make
  • SoloK
  • Bill of materials templates
  • Deal evaluators
  • Local scope of works/repair estimators

Menu Layout:

  • Appetizers: Webinars, e-books, case studies
  • Main Courses: Workshops, Bootcamps, Training programs (long term/short term)
  • Dessert: 30 min to 1-hr scheduled coaching calls/property walk throughs/on site coaching
  • To Go Menu: Tools such as scope of works, deal analyzers or other analysis tools

Brew City REI Training Café Menu

Brew City REI Club is a private social club of impassioned real estate professionals dedicated to real estate investment in Wisconsin and directed by Captain Save A Home LLC. The club is renowned in the local real estate community for delivering purposeful, raw content and for generously sharing a wealth of knowledge about real estate investing in Wisconsin.

As the group grew, Brew City REI Club realized that sometimes you have specific questions and you want to sit down with someone local for an hour to help with your decisions, validate what you do or decide if you should go right or left – and thus, the Training Café was created. There is a specialist for almost every topic you can think of: property management, construction, hard money, self-directed IRAs, etc.

The Brew City REI Training Café is a co-op of training services including workshops, mentorship, and tools. The menu is delivered by members of Brew City REI Club who are VERIFIED experts in the specific area of real estate investing/mentoring that they are teaching. Any member of the club can be a coach; however, there are verification requirements. ONLY members of the club can be a coach and only members can be approved sponsors.

All items provided on the menu should be ordered directly with the coach (contact information is shown). If you are new and have no idea what you want to do, a good start is a coaching call to discuss possibilities depending on your immediate resources.

The intent of the café is that people will have more freedom to get education on their budget from a variety of local experts. By having an array of coaches, we hope it inspires a competitive atmosphere and will keep the platform genuine, ethical, honest and beneficial for all—the foundation from which the Brew City REI Club has built upon.

****** All coaches remit a 15% tip to Brew City REI Training Café for any menu items ordered. ******

 (Coaches)

Teresa & Anthony Machi:

EXPERTISE: Acquisitions, Rehabs, Bay View-Cudahy-South Milwaukee-St Francis-Riverwest Neighborhood expert, Self-managing successful rentals, BRRRR strategy, hard and private money lending, building a lending business, long term wealth strategies with Buy & Hold

COACH PROFILE: https://www.mkerealestatesolutions.com/

Anthony and Teresa Machi are a husband-and-wife team with backgrounds in Finance. Teresa began her career in Portfolio Finance at a local Hedge Fund and progressed in her career as a Treasury Manager. Anthony also began his career at a well-known financial institution analyzing Mutual Funds and then worked for a law firm preparing financial reports for the CFO.

Early on in their careers in 2008, they decided they wanted financial freedom and went about that in a conservative manner by accumulating a real estate investment portfolio and receiving passive income while working in corporate.

As they grew, they branched out to fix and flips, wholesaling, and private lending. All strategies have proven to be widely successful and continue to be part of their operations. Today, their main focuses are managing their portfolio of rentals for wealth building as well as private lending.

FORMATS:

  • On-Site Meetings
  • One-On-One Coaching Meetings
  • Weekly Coaching Call
  • Investment Deal Analysis and Feasibility
  • Small Group Coaching


RATES:

$500 per hour

$750 for Jobsite Visits

TO ORDER: https://bookme.name/MachiProperties  

Marcus Auerbach:

EXPERTISE: Real Estate Investing Fundamentals, Property Walk Through – Determining Scope of Work, Personalized Real Estate Investment Strategy (Starting Out), Long Term Wealth Building Strategies with Buy & Hold, Portfolio Analysis and Development Strategies (Existing Portfolio), Rehabbing and Construction Consulting, Working with Contractors, Property Management, CMA – Broker Price Opinion (Before/After)

COACH PROFILE: https://www.bluedanubeproperties.com/

Buy & Hold Investor since 2010 with Blue Danube Properties LLC

Specializes in Single Family Homes and Small Multi-Family

Focus on Passive Income and Lifestyle by Design

Self-Managed Property Portfolio

Experienced Rehabber and Construction Manager

Flips, BRRRR’s, Lease Options, New Construction

Focus on Medium and High-End Neighborhoods

Licensed Agent with Keller Williams since 2016

Individual Real Estate Investment Coaching and Consulting since 2017

Personal Real Estate Strategies

Very Active Present-Day Investor in the Milwaukee Metro Area

Over 150 Career Deals

FORMATS:

  • On Site Meetings
  • One-On-One Coaching Meetings
  • Weekly Coaching Call
  • Investment Deal Analysis and Feasibility
  • Small Group Coaching

RATES:

$100 per 30 Min

$300 for Jobsite Visits

TO ORDER: Email marcus@bluedanubeproperties.com

Rebecca Knox:

EXPERTISE: Wholesaling, Acquisitions, Marketing, Evaluating Deals, Purposeful Networking/Building your Team, Business Management

COACH PROFILE: https://www.captainsave-a-home.com/

In 2014, I was introduced to real estate by my husband Nick after managing manufacturing plants for a decade. Beyond being a general manager, I was also a certified ISO9001 Quality Inspector; which nurtured a systems way of thinking. In 2016, I was able to ‘fire’ my boss after my real estate income surpassed my corporate income.

Are you interested in getting started in Real Estate, but don’t know where to begin? I have been called the local “Real Estate Matchmaker” because of my love and ability to create winning relationships and deals along with being resourceful. Nick and I run the Brew City REI Club, Brew City REI Training Café and Wisconsin Contractor & Handyman Club and have a network of thousands of out of state and local investors who are actively participating in the Milwaukee, Racine, Kenosha, Ozaukee and Waukesha real estate investment arenas.

Want to know more about wholesaling, marketing for deals, business systems or just buying more deals in general? Maybe you’ve closed one deal ‘by accident,’ but are having difficulty keeping deals in the pipeline? I can help with marketing, list ideas, list sources and a variety of ways to get leads– whether your marketing budget is $0 or $10k.

Upon booking a call, a questionnaire will be sent to you to assist in planning the most tailored and effective call/appointment based off your answers.  As we discuss challenges, I will keep notes of items that I believe will help you in your journey and will follow up with any action items discussed.

FORMATS:

  • On-Site Meetings
  • One-On-One Coaching Meetings
  • Weekly Coaching Call
  • Investment Deal Analysis and Feasibility
  • Small Group Coaching

RATES:

$199 for Full Hour

$275/hr for Off-Site Visits

$450/hr—off site or zoom with up to 4 people

TO GO MENU: $299 = Rebecca’s Deal Evaluator: Formulated Excel Spreadsheet with seller interview, calculators, rehab analyzer.
(Note: A minimum of 1 coaching call is required before this item can be ordered, and student must confirm they have basic Excel skills prior to ordering.)

TO ORDER: Email https://bookme.name/RebeccaKnox

Brian Meidam:
 

EXPERTISE: Got an Uncle Sam Hangover? Want to save up to 37% in income taxes?! Brian can help you with structuring your real estate deals using your Self-Directed IRA. He can also teach you about IRA strategies for massive account growth and building generational wealth.

COACH PROFILE:  

Let’s be real…you could care less about my profile.  What you do care about is WIIFM (What’s In It For Me)! To legitimize myself (sorry, I was told I had to 😊) let me tell you in a couple of sentences about the stuff you really don’t care about anyway and then we can move on to the stuff you care about:

I’ve done a crap ton of real estate deals since 2005.  I wholesale, rehab and flip, have a rental portfolio, I lend money locally, we do short sales, blah…blah…blah!

Now on to the important stuff:

I got tired of Uncle Sam acting like my business partner and taking 40% of everything I made when he did nothing. That seemed crazy to me – so I had to figured out a better way to do this, and I want to share it with you and help you structure your real estate deals in a way that will help you keep what you earn so you can build the long-term wealth that you deserve.. 

So maybe you’re currently in the shoes I was previously wearing…you’re making money in real estate and you’re paying a bunch in income taxes and you’re tired of it. You’re making your Uncle Sam rich and he takes zero risk and pockets a big chunk of your annual income. What if I could show you some strategies that have saved me $100’s of thousands of dollars of taxes?

Or how about this…you’ve been in the game for a while and you keep saying “I’ll start saving for retirement next year” …well next year(s) have come and gone and you haven’t saved jack!  You’re behind the 8-ball and forgot about that whole savings thing. What if I could teach you some strategies to catch up using real estate?

Or maybe you have a bunch of cash to work with in your self-directed account but have no idea how to put it to work for you? Or maybe you’re an active real estate investor, but only have $500 in a self-directed Roth. You’re just starting out putting a few bucks aside, but you know it’s important. What if I could teach you strategies to grow that $500 into $100,000 in 12-months?

Listen, I ain’t no attorney. And I ain’t providing legal advice. I’m providing advice on how to grow your wealth by a crap ton (yes…my word of the week). The problem here is that this information is worth much more than the hourly rate I’m charging – I typically charge a flat fee for the value I’m bringing to the table. You see the rate listed below for an hour and some of you may cringe, while others “get it” and know that their net worth will grow massively with a little investment. I hope you “get it”.

RATE:  $500/hr, 1-hr minimum. MONEY BACK GUARANTEE: You’ll save more than twice the amount you paid me in taxes on your next flip.

TO ORDER: www.talkwithbrian.com Brian is also open to joint venturing on rehabs (case by case basis)

Dave & Jodi Graf:

EXPERTISE:

  • Basement Foundation Consulting & Repair, Rehabbing and Construction Consulting (Hundreds of Rehabs Completed since 2003), Working with Contractors.
  • RE License WRA Education Discount ($199 instead of $345 online)
  • Low-Fee Brokerage with $199 transaction fee & 99% Commissions Payouts + E&O Included = Save More, Make More & Get The Investor’s Edge – license pays for itself!
  • Self-Managing Rentals and Lease-Options, BRRRR Strategy, Property Evaluation.

COACH PROFILE:           www.premierpointrealty.com           www.gsifoundations.com
Jodi and Dave self-manage their continuously growing portfolio of rentals and lease-options, flip a handful of homes each year and do some private lending. They really love the freedom provided to raise their young family by both being self-employed (and they’ve made it all these years successfully working together as a couple!), and value the way their multiple streams of income are quickly setting them up for retirement. Primarily, they focus on the BRRRR strategy as they fully rehab their rentals to attract and keep quality tenants, in their now low-maintenance, high-quality properties.

Dave has been in construction and running rehabs for decades and is proud to be your trusted “go-to basement guy.” Through his company, GSI Foundations, he’s able to help investors learn to quickly assess basement repair costs to make the most informed decisions on their purchases, plus get the necessary work done at the best pricing possible.

Jodi created and opened Premier Point Realty after originally getting her license to list their flips. She quickly saw how desperately the industry needed an investor-friendly brokerage, and designed PPR specifically for people like YOU! She personally coaches her agents + offers Monthly Meetings, Zooms & Happy Hours for the 90+ investor agents on her team to connect & learn from one another!

Check out her To-Go Item and start your WRA Education for just $199 – it’ll be among the best money you’ll ever spend to understand your industry!

Having MLS & your license pays for itself when you can make the best decisions by having the right tools, staying in the driver’s seat and keeping your money in YOUR pocket. Run your business as you see fit under the professional umbrella of PPR’s respected reputation and incredible team. Credential yourself as an expert. Optional team meetings. Awesome camaraderie. Positive life changes ahead!

FORMATS/RATES: 

Coaching & Accountability Calls:

$150/hr, 1-hr minimum to start

$50 per 30 min coaching session, max once per week/min once per month @ min $250 purchase increments = 5 Half Hour Call Bundles.

TO GO MENU: $199 = WRA On-Demand 72-Hour Real Estate Pre-License Education (vs $345 online)

TO ORDER:      Email jgraf@premierpointrealty.com

Michael & Nicole Borowski

EXPERTISE:

  • Low Cost Real Estate Brokerage, Discounted Real Estate Training, Real Estate Salesperson Coach, Top 1% Agent in Wisconsin
  • Rental Acquisitions, Rehab Acquisitions, Self-Manage Rental Properties, BRRR Strategy

COACH PROFILE:

Michael and Nicole Borowski own and self-manage almost 90 rental property units. They also have experience rehabbing properties for flips and rentals. Several years ago, Michael quickly decided he could become more profitable by becoming a realtor to help find and self-deal his own transactions. He now consistently sells over 100 homes a year for investors, first-time home buyers, and everyone in between. In 2019, he sold 131 properties totaling almost $30 million in sales.

Michael and Nicole own Homestead Realty, Inc. and are partners in North Shore Homes, Inc. Homestead Realty is a low-cost real estate brokerage for real estate agents – Full Time or Part Time. The brokerage has been around for more than 40 years, provides full broker support from a local office in Milwaukee, and best of all – AGENTS KEEP 100% OF THEIR COMMISSIONS!

Michael and Nicole coach and mentor other realtors, including those new to the industry as well as those who wish to grow their business. For individuals aspiring to get their real estate salesperson license, they also offer WRA On-Demand Training at a special Brew City rate of $199!

From Michael and Nicole: “Real estate has had such a positive impact on our own lives. We are so thankful for this platform to connect with local investors and those interested in real estate. If that’s YOU, we would love to work with you!”

FORMATS:

  • Daily/weekly/monthly coaching calls
  • Investment Deal Analysis
  • Help build basic books to track monthly and annual finances
  • Wealth Building Strategies
  • Learn How to Become a Millionaire Real Estate Agent
  • Goal Setting and Accountability Calls

RATES:

$69 for a half hour phone call

$100 For a Full Hour

Onsite Visits: $250.00

TO GO MENU:  $199 WRA On-Demand Real Estate Salesperson Course

TO ORDER: Mike to book: 414-514-4699 or mikedombrowski@hotmail.com

Corina Eufinger

EXPERTISE: State rental laws, property evaluations, self-management, property planning. Racine, Kenosha, Waukesha, Jefferson Dodge & Rock County

COACH PROFILE: As a 4th generation real estate investor, Corina can say with certainty investing is in her blood. It doesn’t mean it came easy to her, there was no silver spoon handed to her.  If Corina wanted it, she had to earn it like her parents and grandparents, and their ancestors did.  She owns 12 multi-family units in Rock County which were purchased through non-traditional means.

Corina is currently Chairman of the Wisconsin Real Estate Investors (formerly the Wisconsin Apartment Association) which lobbies on behalf of and educates real estate investors across the state.  She also runs the Rock River Real Estate Investors. She owns a successful real estate services firm, Brio Properties.  Brio Properties offers property management, project management, and other real estate services in SE Wisconsin. You can catch her podcast “The Landlord Chick Podcast” wherever you listen.

Corina is a Realtor with Iron Edge Realty. She loves using her 20+ years of real estate experience to help investors as they purchase investments. Helping them find a good deal and ensuring the investor is getting as complete a picture as possible before closing. 

FORMATS:

  • On Site Meetings
  • One-On-One In Person Coaching
  • Weekly Coaching Call via Zoom
  • Small Group Coaching

RATES:

  • $99-30 minutes
  • $135- per hour via Zoom
  • $175 per hour in person

TO ORDER: Email corina.brio@gmail.com

Brio Properties/CRC Investments

Landlord Chick Podcast

www.briopropertieswi.com

Debra Tuttle Hayes, Esq.

EXPERTISE: 

  • Landing investment properties at sheriff sales and other not commonly known auctions
  • The residential foreclosure cycle – identifying the high percentage window for direct buy
  • Obtaining private funding for auction purchases and other buys
  • Using your self-directed IRA for your real estate business and other tax-savings tips.

COACH PROFILE:

Can’t believe I’ve been in the real estate arena for 35 years. Time really does fly. My start was as an attorney representing banks in home foreclosures, then commercial foreclosures, added general business litigation and then real estate transactional work. After that, I took a 180-degree turn from court work to design and lead a statewide non-profit that did foreclosure mediations under the court system during the Great Recession. As foreclosures levels got back to normal, I left that position and 100% invested in real estate:  first buy was at a Waukesha foreclosure sale – all in at $613,000. My partner and I came out in the black on that one, although we learned that big capital investment also means potentially big risk. We went on the buy 3-5 properties per year to flip or wholesale.

When foreclosure volume began to diminish, the pivot was to private lending to our fellow real estate investor colleagues. As the has business grown, the focus expanded to figure out how to keep more of what was coming in by learning and understanding legitimate techniques to enjoy tax efficiency (i.e., pay only those income taxes that are required). 

Over the years, many people have shared their knowledge, ideas, and gems of wisdom, and I am grateful. In turn, if I can be of service to you, I am happy to do it.

FORMATS:

  • One-On-One Coaching Meetings
  • Project Work
  • Court House Civil Division Court & Records Tour, individual or group

RATES:

  • $300/hour that can be split among up to 4 participants

TO ORDER:  Email dtuttle@tricoredg.com

TO GO MENU (Flat-Fee Services)

Zimmer & Rens LLC– Attorneys at Law

Attorney: Taylor Rens, Zimmer & Rens LLC, 414-810-2678

*****Flat Fee Contracts*****Real Estate Contracts*****

  • LLC formation $150 + $130 filing fee
  • “Checkbook LLC” formation $500
  • Multi-Member Operating Agreement* $1000
  • Assignment Contract $150
  • Lease/Option $1000
  • Promissory Note and Mortgage $300
  • Land Contract $300
  • Demand Letter $300
  • Transfer by Affidavit (probate) $150
  • Construction Contractor Agreement (for rehabs) $500
  • **Limitations and Exclusions Apply***

Nick Knox – Premier Point Realty

https://www.premierpointrealty.com/agentBio.php?id=24

Licensed Agent with Premier Point Realty  

*****FLAT FEE LISTINGS*****BUYER’S AGENT*****

  • PROPERTY VIEWINGS

Providing property viewing services to out of state or investors who can’t make an appointment. Will provide photos. Will also provide video walkthrough, if allowed by Seller. RATES: $150 per hour; cancellations are a minimum 1-hour billing. Ask about how to get your $150 back.

TO ORDER:  Oppnknox3@gmail.com 414-378-1722 ***Limitations and Exclusions Apply***

BREW CITY REI TRAINING CAFÉ SPONSORS

Captain Save A Home LLC, 414-699-5888, Wholesale deals, www.captainsave-a-home.com

Nick Knox III, Premier Point Realty, 414-378-1722, oppnknox3@gmail.com, Real Estate Agent
***Flat Fee Listings***

Jodi Graf, Premier Point Realty, Get your license at a discount, 414-395-5478,
https://www.premierpointrealty.com/join.php

Michael & Nicole Borowski, Homestead Realty, Get your license at a discount, 414-514-4699, https://www.homesteadrealtyinc.com/ 

Ed Riggenbach, Welcome Home Milwaukee, Property Management, ed.r@whmilwaukee.com, (414) 797-1819, https://whmilwaukee.com/

Alex Kaster/Bryan Lam, Citywide Rentals & Property Management LLC, Property Management, alex@citywiderentalsmke.com , (414) 688-7678, https://citywiderentalsmke.com/

Alyssa Hygert, MKE Leasing LLC, Property Management, alyssa@mke-leasing.com , 414-810-8114 cell; 414-671-9030 office,  https://mke-leasing.com/

Corina Eufinger, Brio Properties/CRC Investments, Racine/Kenosha Property Management corina.brio@gmail.com, 920-545-5305, www.briopropertieswi.com  

Anthony & Teresa Machi, Mach1 Capital, machiproperties@gmail.com, 262-264-8606
Investment manager focusing on commercial loans and real estate generating risk adjusted returns for our accredited investors. Hard money lending.

Deb Tuttle Hayes, MGM Private Capital Group LLC, mgmcapitalgroup@gmail.com d) 262-613-1627, o) 262-695-2000, Hard/Private Money Lending

The Hard Money Company (nationwide lending) https://thehardmoneyco.com/ Sarah Floyd, Office: 414-269-5300, Direct Contact: Sarah Floyd, sarah@fstreetgroup.com, 414-751-8341

Wisconsin Hard Money LLC, www.wiscohardmoney.com , Travis Tuttle, 262-613-1628

Bob Dummer, P & C Insurance, bdummer@pc-insurance.net, 262-784-0990 x240

Tammy Kloehn, Stewart Title, 262-207-1771, https://www.stewart.com/en.html

Jackie Brown, Land Title Services, 414-755-1012, http://www.landtitleservices.net/

Latrice Young, Superior Title, lyoung@superiortitlewi.com (414) 260-7610, https://www.superiortitlewi.com/

Jason Katz, Tier 1 Home Inspections , 414-540-8750, https://tier1homeinspections.com/

Deb Kay, Pink Ribbon Productions, https://pinkribbonpro.com/ , 262-424-0162
Real Estate Photography

Lauren Speidel, Exeter 1031 Exchange Services, Lspeidel@exeterco.com, (630) 828-5200, http://www.exeterco.com/

Attorney Taylor Rens, Zimmer & Rens LLC, taylor.rens@zrlawyers.com , 414-810-2678, http://www.zrlawyers.com/

Michael Fishman, Guthman Tax Services Inc, mike@guthmanntax.com, 414-453-0627/414-453-0628 Real Estate Accountant

Eric Trost, SVA CPA’s, troste@sva.com, 262-641-6888
Real Estate Accountant, www.sva.com 

Adam Lee Smith, Freight 38, https://www.freight38.space/
Event Space

Eric Berg, Gutter Grizzly, hello@guttergrizzly.com 866-220-4749
Gutter Cleaning, Guards & Heating Cables, www.GutterGrizzly.com

John Rudig, Mr. Cleanout, Johnrudig@yahoo.com, 414-416-5262

Dave Graf, GSI Foundations, office@gsifoundations.com, 262-236-6805
Basement/Foundation Repair, https://www.gsifoundations.com/

Bud Radtke, Radtke Contractors LLC, Radkecontractors@aol.com, 414-507-2235
Basement/Foundation Repair

West Smith Builders, 414-759-4743, Kitchen and Bathroom Remodeling, Design Consultation, Support Header Installation, Floor Jack Installation. General Contracting.

Nick Dentice, Denco Windows, 414-305-0189, Windows, https://dencowindows.com/

Nicole Fenner, N.E. Time Staging, netimestaging@gmail.com , 414-477-7980, home staging & interior design

Zach Starnes, zach@loanswithzach.com , 414-710-4999, http://www.wiscoloans.com/ Mortgage Broker

  • 30-year fixed Conventional, FHA, VA, USDA mortgages (fully underwritten). Offers 3.5% down FHA loans for those who want to house hack. 5% down conventional owner-occupied duplexes (if qualified), 15% down otherwise. 15% down for conventional SFR investment or 25% down for conventional 2–4-unit investment.
  • 30-year fixed DSCR loans: qualify based on investment property cashflows. Does not look at your taxes or income. Credit and assets will be verified to close. Either the lessor of current leases or appraised market rents determine the DSCR ratio and qualification. DSCR ratio dependent on investor.
    • Pathway for investor: close your purchase with a hard money loan and we can use a 30-year fixed DSCR product to help you refinance out of the hard money once you complete your project. We have products that allow you to close on your refinance with NEW appraised values before the hard money payoff is due at 6 months.
  • Bank statement loans: if self-employed, uses gross business deposits over 12-months, applies an expense factor, and then we will use that gross business income for mortgage qualification. Can be used on primary, second homes, and investment properties.